Pobak Bank – Terms and Conditions

Effective Date: July 23, 2025

Welcome to Pobak Bank. By opening an account, using our website or any of our financial services, you agree to the following terms and conditions. Please read them carefully.

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1. Eligibility

You must be at least 18 years old and legally capable of entering into a binding agreement to register for and use Pobak Bank’s services.

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2. Account Responsibility

You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. Notify us immediately of any unauthorized access or breach.

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3. Privacy Policy

Your privacy is important to us. Information collected during registration or use of our services will be handled according to our Privacy Policy which outlines how your data is used and protected.

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4. Identification Requirements

To comply with legal and regulatory obligations (including KYC and AML laws), Pobak Bank may request documents such as:

• Government-issued ID (e.g., driver’s license, passport, work ID)

• Proof of address

• Biometric or photograph verification

Failure to provide accurate and up-to-date information may result in account suspension or closure.

Visit registration page Start banking with us today!

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5. Use of Services

You agree not to use Pobak Bank’s services for any unlawful, fraudulent, or abusive activities, including but not limited to:

• Money laundering

• Financing of terrorism

• Phishing, scams, or identity theft

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6. Fees and Charges

Fees may apply for certain services (e.g., international transfers, overdrafts). Fee structures will be communicated via our website or mobile app and are subject to change with notice.

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7. Limitation of Liability

Pobak Bank is not liable for any indirect, incidental, or consequential damages arising from your use of the services, unless caused by our gross negligence or willful misconduct.

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8. Modifications to Terms

We may update these Terms at any time. If we make material changes, you will be notified via email or through our website. Continued use after changes constitutes acceptance.

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9. Account Termination

We reserve the right to suspend or terminate your account for violation of these terms, misuse of services, or compliance with legal authorities.

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10. Governing Law

These Terms and Conditions are governed by the laws of Country, and any disputes shall be resolved in the appropriate legal jurisdiction.

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11. Contact Information

For questions or concerns regarding these terms, contact us at:
📧 contact@pobak.com